Krungsri Platinum Mastercard

The Real Deal
No annual fee.​
The Company reserves the right to charge Annual Fee for Cardholders who is inactive for over 12 months.
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Feature Highlights
Criteria for applicants

Krungsri Platinum Mastercard

Get 1% for Spending every THB 800/Sales Slip at participating Bangchak gas stations. (Cash back will be calculated from spending maximum at THB 4,800/primary account/month and accumulated spending from both of primary card and supplementary card)

1 Apr 2021 – 31 Mar 2022

*Term and Conditions
  • Cash back for spending via Krungsri Credit Card only at participating Bangchak stations only
  • Limit of spending maximum of 4,800 baht per Primary account per month
  • The cash back credit will be calculated from both primary and supplementary cards.
  • The cash back received cannot be redeemed or transfer or exchange for cash.
  • The normal points are not added.
  • This campaign cannot be used in conjunction with others promotion.
  • The company will credit the cash back in the billing cycle during which the transaction is made.
  • The cash back will be shown in cardholder’s monthly statement.
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Point Redemption*

Enjoy special deals and privileges with easy redemption via UChoose App•Redeem points for instant discount at over 10,000 participating merchants nationwide

  • Redeem for more than 500 rewards and gift vouchers
  • Redeem points for cashback, starting from 1,000 points
  • Redeem for E-Coupon from leading merchants
  • Redeem points for donation to charity
  • Redeem for mileage from over 70 top airlines worldwide e.g., Thai Airways, Bangkok Airways, Japan Airlines, Air Asia and Cathay Pacific.
1 Jan 2021 – 31 Dec 2021


Purchase Apple products by instalment payments at 0% interest for a maximum period of 10 months

Cardholder can pay for Apple products by instalment payments at stores joining our promotion at an interest rate of 0% for as long as 10 months.

1 Jan 2021 – 31 Dec 2021

  • Ask for more details and conditions at sales points in stores, to discover participating branches and products covered by the promotion.
  • Cardholder should keep documents and sales slips as evidence in case any follow-up inquiries are needed.
  • The Company is not involved in providing either products or services. If you have any questions, please contact the service providers directly.
  • The Company reserves the right to change terms and conditions without prior notice.
  • The conditions are as specified by the Company. In case of dispute, the Company’s judgement is deemed final.
  • The lending service is provided by Krungsriayudhya Card Co., Ltd.


Purchase medical fee by installment payments with special interest rate for a maximum period of 10 months and get up to THB 30,000 for cash back

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Register before make a payment

Type HOS follow by 16 digits of your credit card and then send to 061-404-5555 (service fee subject to service provider)

1 Jan 2021  – 31 Dec 2021

  • For more details, please contact the participated hospitals
  • The conditions are as specified by the Company


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Online transaction Protection.

  • Loss or stolen items purchased via online transactions by your credit card
  • Loss or stolen during delivery process
  • Online transaction disputes
  • Damaged items from delivery accidents

Online transaction value/Sale slip 2,500 Baht
Protection Coverage/Time/Occasion 5,000 Baht
Maximum Protection Coverage within Contract (one calendar year) 6,000 Baht
  • The privilege applies to online or internet payments via payment gateway on Krungsri Platinum credit cards, Krungsri JCB Platinum credit card, Homepro VISA Platinum credit card, AIA VISA Platinum credit cards, Siam Takashimaya credit cards, and Krungsri Manchester United credit card during 1 Jan 2021 - 31 Dec 2021 only
  • Claimant’s name must be that of Krungsri cardholder whose online purchase is made
  • Terms and conditions is compiled to MSIG Insurance (Thailand) PCL. For more information, please contact MSIG Customer service 0 2007 9045 Mon-Fri 8:30 am.-9:00 pm., Sat 9:00 am.-6:30 pm. (Except Sunday and public holidays) or Click
  • Indemnity are as stipulated in the insurance covered by the MSIG Insurance (Thailand) PCL. Telephone no. 1259, 24 hours.
  • Krungsriayudhya credit card Co., Ltd. is not associated with products and services of purchase. In case of disputes, please contact merchant or service provider directly.

Card Loss Policy, Zero Liability covering 24 hours retrospectively prior to notification
Feel safer with the Zero Liability, a policy preventing any use of your card number in case of card loss or theft. The cardholder faces no responsibility for any expense that may arise from such actions. The policy covers the period starting 24 hours before card cancellation notification is received.

1 Jan 2021  – 31 Dec 2021

• The Company is responsible for a maximum of 50,000 baht in expenses per account. The cardholder is responsible for payment of all amounts in excess of 50,000 baht.
• The Company will transfer the money within 45 days from the date the cardholder notifies it of card cancellation.
• Benefits
Krungsri Smart Plan
The extended payment Plan through your Krungsri Credit Card which offer interest rate 0% or 0.89%/month (for customer absorb) and maximum tenor up to 10 months. The feature allows you to maximize your financial flexibility and better manage your money. With Krungsri Smart Plan, you can reward yourself and your loved ones with whatever you desire. Select from a wide variety of products and services, including electronic appliances, furniture, mobile phones, local and the recurring payment, overseas tour packages, etc.
Krungsri Smart Bill 
The recurring payment feature lets you pay all your monthly bills (e.g. utilities, mobile phone, cable Television, etc.) through your Krungsri Credit Card without any hassle and effort.
Maximum interest free credit up to 50 days.
(except cash advance service.)
Cash advance feature up to 100% of your credit line.
Maximum cash advance of 100% available credit limit on withdrawal date. The company reserves the right to change the cash advance limit without prior notice, depending on the payment history of the individual cardholder.
Minimum payment at 10% of outstanding
or 500 Baht (whichever is higher).

Maximum of 4 Supplementary Cards (Free of Charge)

• Krungsri Bonus Point
บัตรเครดิต กรุงศรี Krungsri  Points
Earn 1 Krungsri Point from every 25 Baht per sales slip (Effective from 16 Jan 20 onwards)
Earn “Krungsri Point” (The fraction which is less than 25 Baht cannot be calculated into “Krungsri Point”) to redeem free gift (s) from our Krungsri Point Program (The company reserve the right to not grant point of any transaction of cash advance, utility payment, Bangchak gas station, mutual fund, all insurance premiums, Unit link insurance premiums‎, interest and merchants registered in EEA countries (European Economic Area). Except spending from all websites registered in EEA which will continue receiving Krungsri Point.
Earn 1 Krungsri Point for every 25 Baht
Every 2 Krungsri Points can be converted to Royal Orchid Plus, FlyerBonus, AirAsia BIG Point and Asia Mile Program. Every 3 Krungsri Points can be converted to JAL Mileage Bank Program. 
Cardholders can combine their Krungsri Points from all primary cards under the same name and surname to redeem gift(s) or air miles even faster except JAL Mileage Bank Program.
Instant Rewards
Where 1,000 points = 100 Baht and can be redeemed instantly at point-of-sales of participating merchants.
We are committed to providing these outcomes to our customers

Clear and easy to read applications that explain all key terms and conditions including details of expenses which may be charged. 
Customer Service and Collection teams who are willing to render services and full information. 
All lending is based on customer's ability to pay. 

Application Critiria

Foreigner Applicant's Qualifications
• Foreigner residing in Thailand.
• Age 20 - 65 years old.
• Home or office telephone number must be provided.


For Employee
• Job longevity more than 1 year of tenure with the current employer.
• THB 50,000 minimum monthly income.

Requisite Documents
• A copy of Passport.
• A copy of work permit
• An original copy of salary slip or original employment letter.
• A copy of 6 months bank statement showing salary payment


For Business Owner and Self-Employed
• Year in business more than 1 year.
• Bank statement showing at least THB 500,000 monthly turnover during the previous 6 months.

Requisite Documents
• A copy of Passport.
• A copy of work permit
• A copy of business registration / trade registration, showing the applicant’s name.
• A copy of bank statement for the previous 6 months.


For Credit Card with Deposit Pledge
Enjoy the credit card that does not require a minimum income declaration from you. Simply open Krungsri Saving account to be pledged for secured credit card. Variety of Krungsri’s credit card privileges and benefits line up for you.

• For foreigner, residence and mailing address in Thailand are required
• Open Krungsri savings account / time deposit account.
• Deposit money into Krungsri account (Credit Line 90%) and complete deposit pledge form THB 40,000

Required Documents
• A copy of Passport. (Please submit completed application and documents at any Krungsri Branch)
• Deposit pledge form.
• Branch print screen of seizing deposit account page.


For Deposit Customer
• For foreigner, residence and mailing address in Thailand are required
• Open bank account (any bank) more than 1 year.
Remain 2MM bth amount on savings a/c or 1 MM bth amount on fix a/c not less than 6 consecutive months.

Required Documents
• A copy of Passport. (Please submit completed application and documents at any Krungsri Branch)
• A copy of bank statement for the previous 6 consecutive months.


Supplementary Card Applicant
• Age must be over 15 years old

Requisite Documents
• A copy of supplementary Card Applicant passport with signature.
• A copy primary Card passport with signature.
Interest Rate, Penalty, Fees and Other Charges
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Example of installment plan interest and credit usage charge calculation applicable to customers who remit less than full amount of the outstanding balance or customers who are pass payment due date
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Spending in Foreign Currency
  The Cardholder agrees and accepts that any transaction made under the Card (including, but not limited to, a cash withdrawal) in any foreign currency shall be charged to the Cardholder in Thai Baht at the exchange rate being charged to the Company by the relevant credit card company as of the date on which such amount is charged to the Company. If the transaction amount is not in the US Dollar currency, such amount shall be converted into the US Dollar before converting into Thai Baht. 
The Cardholder can check for the exchange rate for preliminarily reference from: 
For Visa : 
For MasterCard : 
In addition, the Cardholder agrees and accepts that the hedging premium at the rate not exceed 2.5% of the spending amount in foreign currency shall be charged by the Company to protect for the risk incurred from such currency conversion.

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