Krungsri Lady Titanium

Ladies First, men second

No Annual Fee.

The Company reserves the right to charge Annual Fee for Cardholders who is inactive for over 12 months.

Feature Highlights

Krungsri Lady Titanium

Get 1%* cash back from every 800 baht per sales slip when spending at participating Bangchak service stations nationwide when paying for fuel via the Krungsri Lady Titanium Credit Card.

1 Apr 2021 – 31 Mar 2023

  • Bangchak gas stations for Krungsri Lady Titanium Cardholders.
    Cash back for spending via Krungsri Lady Titanium Credit Card only at Bangchak stations that join the promotions.
  •  Limit of maximum cash back amount of 4,800 baht  per 1 card number per 1 billing cycle. The cash back credit is combined on both primary and supplementary cards.
  • The cash back received cannot be redeemed for cash.
  • This campaign cannot be used in conjunction with others promotion.
  • The company will credit the cash back in the billing cycle during which the transaction is made. The item will be shown in cardholder’s monthly statement.
  • If the holder claims this privilege, regular reward points are not added.
    The company reserves the right to change the terms and/or conditions with notice of at least 30 days prior to the changes taking effect.

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Lady's Starbucks
Redeem Starbucks e-Coupon value 200 Baht* redeem only 1,110 points (normally 2,200 points). Exclusive for Krungsri Lady Titanium Card members.

1 Jan 2022 – 31 Mar 2022

  • This privilege is valid for Krungsri Lady Titanium Card members (primary card) that already have UChoose Application.                                    
  • Limit 1 e-Coupon/1 Purchase/ Slip only.
  • Total Limit 500 e-Coupons/Month.
  • Redeem at the Cashier Counter only, this coupon will expire within 60 minutes once redeem.
  • e-Coupon is applied to only participated promotional items and cannot use with others promotion.
  • Spending criteria for e-Coupon is subjected to the e-Coupon service providers. Captured shots of e-Coupon is prohibited and regards as invalid.
  • e-Coupon is equivalent to discount according to Terms and Conditions. In using e-Coupon, any additional costs or payments must be made with Krungsri Lady Titanium Card only.
  • Click “Tap to use” for e-Coupon redemption and Click “Confirm by merchant” after payment to confirm redemption.
  • Once redeemed, e-Coupon is non-cancellable, Points will be deducted at time of redemption.
  • Reserved right for Krungsri Lady Titanium Card members (primary card) with sufficient point. Mobile no. use for redemption must be the same no. previously provided to The Company, contact Call Center if you which to update mobile no.
  • Once redeemed, e-Coupon is non-transferable, non-refundable and non-exchangeable and cannot use for next purchase.
  • The Company reserves its right as final decision. Card holders should keep evidence and sale slip, in case proof is required.
  • The Company has no association with the products and services. For any queries, please contact service providers directly.
  •  The Company reserves the rights to change or terminate e-Coupon Redemption Program and its Term & Conditions at any time.
  • Any assistance need for using Starbucks e-Coupon please directly contact: Starbucks Customer Care at Tel: 02-339-0996 or Email: during 9.00 - 18.00
  • Credit Card service by Krungsriayudhya Card Company Limited


Lady's Birthday
Special Krungsri Bonus Point for cardholders in your birth month

  • Receive 3 times* Krungsri Bonus points when spending via the card during your birth month from 3,000 baht per sales slip and up.

Simply send an SMS to register by typing BD (space), then your 16-digit card number without spaces, and send to 08 1 927 9999 . Wait for an automatic confirmation (SMS fee is subject to each service provider).
(Maximum limit of 2,000 reward points per card number for the whole period)

1 Jan 2022 – 31 Dec 2022

  • The Company reserves its right to give special points to cardholders who register via SMS before making a transaction.
  • Does not include expenses from cash withdrawals, Krungsri Smart Plan utility payments via Krungsri Smart Bill, every branch of Bangchak, purchase of mutual funds and AIA insurance policies.
  • The Company will give reward points on the following day after the transaction is made, and they will be shown in the monthly statement (in case of a supplementary card, the points will be transferred to the primary card account only).
  • The Company reserves its right to give a maximum of 2,000 special points per account for the whole birth month in the year of registration. The excess amount will calculated as normal points, at 25 baht per 1 point.


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Lady's Protection

Online transaction Protection.

  • Loss or stolen items purchased via online transactions by your credit card
  • Loss or stolen during delivery process
  • Online transaction disputes
  • Damaged items from delivery accidents
  • Online transaction value/Sale slip 2,500 Baht
  • Protection Coverage/Time/Occasion 10,000 Baht
  • Maximum Protection Coverage within Contract (one calendar year) 20,000 Baht 

1 Jan 2022 – 31 Dec 2022


  • The privilege applies to online or internet payments via payment gateway on Krungsri Lady Titanium credit card during 1 Jan 2022 - 31 Dec 2022 only
  • Claimant’s name must be that of Krungsri cardholder whose online purchase is made
  • Terms and conditions is compiled to MSIG Insurance (Thailand) PCL. For more information, please contact MSIG Customer service 0 2007 9045 Mon-Fri 8:30 am.-9:00 pm., Sat 9:00 am.-6:30 pm. (Except Sunday and public holidays) or Click
  • Indemnity are as stipulated in the insurance covered by the MSIG Insurance (Thailand) PCL. Telephone no. 1259, 24 hours.
  • Krungsriayudhya credit card Co., Ltd. is not associated with products and services of purchase. In case of disputes, please contact merchant or service provider directly.


บัตรเครดิต กรุงศรี Point Redemption*

Enjoy special deals and privileges with easy redemption via UChoose App

  • Redeem points for instant discount at over 10,000 participating merchants nationwide
  • Redeem for more than 500 rewards and gift vouchers
  • Redeem points for cashback, starting from 1,000 points
  • Redeem for E-Coupon from leading merchants
  • Redeem points for donation to charity
  • Redeem for mileage from over 70 top airlines worldwide e.g., Thai Airways, Bangkok Airways, Japan Airlines, Air Asia and Cathay Pacific.

1 Jan 2022 – 31 Dec 2022
Krungsri Smart Plan
The extended payment Plan through your Krungsri Credit Card which offer interest rate 0% or 0.89%/month (for customer absorb) and maximum tenor up to 10 months. The feature allows you to maximize your financial flexibility and better manage your money. With Krungsri Smart Plan, you can reward yourself and your loved ones with whatever you desire. Select from a wide variety of products and services, including electronic appliances, furniture, mobile phones, local and the recurring payment, overseas tour packages, etc.
Krungsri Smart Bill 
The recurring payment feature lets you pay all your monthly bills (e.g. utilities, mobile phone, cable Television, etc.) through your Krungsri Credit Card without any hassle and effort.
Maximum interest free credit up to 50 days.
(except cash advance service.)
Cash advance feature up to 100% of your credit line.
Maximum cash advance of 100% available credit limit on withdrawal date. The company reserves the right to change the cash advance limit without prior notice, depending on the payment history of the individual cardholder.
Minimum payment at 10% of outstanding
or 500 Baht (whichever is higher).

Maximum of 4 Supplementary Cards (Free of Charge)

บัตรเครดิต กรุงศรี Krungsri  Points

Earn 1 Krungsri Point from every 25 Baht per sales slip (Effective from 16 Jan 20 onwards)
Earn “Krungsri Point” (The fraction which is less than 25 Baht cannot be calculated into “Krungsri Point”) to redeem free gift (s) from our Krungsri Point Program (The company reserve the right to not grant point of any transaction of Cash advance, Utility payment, Bangchak gas station, Mutual fund, AIA Insurance, Fee, Unit link insurance premiums‎, Interest and merchants registered in EEA countries (European Economic Area) and United Kingdom (UK) shall not be calculated for Krungsri Point. Except spending from all websites registered in EEA and UK which will continue receiving Krungsri Point.

Earn 1 Krungsri Point for every 25 Baht
Every 2 Krungsri Points can be converted to Royal Orchid Plus, FlyerBonus, AirAsia BIG Point and Asia Mile Program. 
Every 3 Krungsri Points can be converted to JAL Mileage Bank Program. 

Cardholders can combine their Krungsri Points from all primary cards under the same name and surname to redeem gift(s) or air miles even faster except JAL Mileage Bank Program.

Instant Rewards
Where 1,000 points = 100 Baht and can be redeemed instantly at point-of-sales of participating merchants.
We are committed to providing these outcomes to our customers

•  Clear and easy to read applications that explain all key terms and conditions including details of expenses which may be charged. 
•  Customer Service and Collection teams who are willing to render services and full information. 
•  All lending is based on customer's ability to pay. 
Interest Rate, Penalty, Fees and Other Charges
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Fee & Charges

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Example of installment plan interest and credit usage charge calculation applicable to customers who remit less than full amount of the outstanding balance or customers who are pass payment due date
บัตรเครดิต กรุงศรี
Spending in Foreign Currency
  The Cardholder agrees and accepts that any transaction made under the Card (including, but not limited to, a cash withdrawal) in any foreign currency shall be charged to the Cardholder in Thai Baht at the exchange rate being charged to the Company by the relevant credit card company as of the date on which such amount is charged to the Company. If the transaction amount is not in the US Dollar currency, such amount shall be converted into the US Dollar before converting into Thai Baht. 
The Cardholder can check for the exchange rate for preliminarily reference from: 
For Visa : 
For MasterCard : 
In addition, the Cardholder agrees and accepts that the hedging premium at the rate not exceed 2.5% of the spending amount in foreign currency shall be charged by the Company to protect for the risk incurred from such currency conversion.

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