AIA Visa Platinum

Live Wellthy Balance your life with a new definition in combining a wealthy and healthy life. Take care of your health and Wellness, a new way to live a good life with one credit card that brings you great privileges.

No annual fee.​
The Company reserves the right to charge Annual Fee for Cardholders who is inactive for over 12 months.

Feature Highlights

AIA Visa Platinum

บัตรเครดิต กรุงศรี สมัครบัตรเครดิต ผ่อน 0%25
Cash Rebate

Get 0.5% Cash back when paying AIA insurance premium for every THB 10,000 /sale slip*
Get maximum of THB 2,000 cash back (or equivalent to payment of AIA insurance premium at THB 400,000) per person/calendar year with AIA Visa Platinum Credit Card
*Excluding a single premium payment and Unit-Linked policy.

 1 Jan 2021 – 31 Dec 2021

Bonus Points

Get 1 reward point for every THB 100/sale slip* payment of AIA insurance premium payment. Maximum of 4,000 points or equivalent to AIA insurance premium payment at THB 400,000 /card/calendar year 
*Excluding a single premium payment and Unit-Linked policy.

1 Jan 2021 – 31 Dec 2021

Get unlimited reward point* (every THB 100 is equal to 1 point) for payment of AIA insurance premium of over THB 400,000 per year. For the following year, every THB 100 equals 1 point when spent on other categories of THB 100,000 or more within one calendar year.
*The accumulated payment of other categories excludes AIA insurance premium, payment of LTF, RMF and other types of funds, spending on gasoline MCC code 5441, 5442 category, installment plan (EPP), utilities, cancelled transactions, interests, fines and fees.

1 Jan 2021 – 31 Dec 2021

บัตรเครดิต กรุงศรี Protection
Online transaction Protection.
Loss or stolen items purchased via online transactions by your credit card
  • Loss or stolen during delivery process
  • Online transaction disputes
  • Damaged items from delivery accidents
Online transaction value/Sale slip 2,500 Baht
Protection Coverage/Time/Occasion 5,000 Baht
Maximum Protection Coverage within Contract (one calendar year) 6,000 Baht 
1 Jan 2021 – 31 Dec 2021
  • The privilege applies to online or internet payments via payment gateway on AIA Visa Platinum credit card during 1 Jan 2021 - 31 Dec 2021 only
  • Claimant’s name must be that of Krungsri cardholder whose online purchase is made
  • Terms and conditions is compiled to MSIG Insurance (Thailand) PCL. For more information, please contact MSIG Customer service 0 2007 9045 Mon-Fri 8:30 am.-9:00 pm., Sat 9:00 am.-6:30 pm. (Except Sunday and public holidays) or Click
  • Indemnity are as stipulated in the insurance covered by the MSIG Insurance (Thailand) PCL. Telephone no. 1259, 24 hours.
  • Krungsriayudhya card Co., Ltd. is not associated with products and services of purchase. In case of disputes, please contact merchant or service provider directly.



Get 1% for Spending every THB 800/Sales Slip* at participating Bangchak gas stations. (Cash back will be calculated from spending maximum at THB 4,800/primary account/cycle card.
*Accumulated spending from both of primary card and supplementary card. The normal points are not added.

1 Apr 2021 – 31 Mar 2022
*Term and Conditions

  • Cash back for spending via Krungsri Credit Card only at participating Bangchak stations only
  • Limit of spending maximum of 4,800 baht per Primary account per month
  • The cash back credit will be calculated from both primary and supplementary cards.
  • The cash back received cannot be redeemed or transfer or exchange for cash.
  • The normal points are not added.
  • This campaign cannot be used in conjunction with others promotion.
  • The company will credit the cash back in the billing cycle during which the transaction is made.
  • The cash back will be shown in cardholder’s monthly statement.

บัตรเครดิต กรุงศรี สมัครบัตรเครดิต ผ่อน 0%25

Purchase medical fee by installment payments with special interest rate for a maximum period of 10 months and get up to THB 30,000 for cash back*

บัตรเครดิต กรุงศรี สมัครบัตรเครดิต ผ่อน 0%25

Register before make a payment
Type HOS follow by 16 digits of your credit card and then send to 06 1404 5555 (service fee subject to service provider)
1 Jan 2021 – 31 Dec 2021
  • For more details, please contact the participated hospitals.
  • The conditions are as specified by the Company.
Card Loss Policy, Zero Liability covering 24 hours retrospectively prior to notification
Feel safer with the Zero Liability, a policy preventing any use of your card number in case of card loss or theft. The cardholder faces no responsibility for any expense that may arise from such actions. The policy covers the period starting 24 hours before card cancellation notification is received.
1 Jan 2021 – 31 Dec 2021
  • The Company is responsible for a maximum of 50,000 baht in expenses per account. The cardholder is responsible for payment of all amounts in excess of 50,000 baht.
  • The Company will transfer the money within 45 days from the date the cardholder notifies it of card cancellation.

AIA premium Payment channel
  • Inform your intention to pay AIA insurance premium by debiting from the credit card account (continuously).
  • AIA iService Application
  • AIA Agent Application
  • Cashier at AIA Head office building
  • AIA Agent

More information at

Krungsri Smart Plan
The extended payment Plan through your Krungsri Credit Card which offer interest rate 0% or 0.89%/month (for customer absorb) and maximum tenor up to 10 months. The feature allows you to maximize your financial flexibility and better manage your money. With Krungsri Smart Plan, you can reward yourself and your loved ones with whatever you desire. Select from a wide variety of products and services, including electronic appliances, furniture, mobile phones, local and the recurring payment, overseas tour packages, etc.
Krungsri Smart Bill 
The recurring payment feature lets you pay all your monthly bills (e.g. utilities, mobile phone, cable Television, etc.) through your Krungsri Credit Card without any hassle and effort.
Maximum interest free credit up to 45 days.
(except cash advance service.)
Cash advance feature up to 100% of your credit line.
Maximum cash advance of 100% available credit limit on withdrawal date. The company reserves the right to change the cash advance limit without prior notice, depending on the payment history of the individual cardholder.
Minimum payment at 10% of outstanding
or 500 Baht (whichever is higher).

Maximum of 4 Supplementary Cards (Free of Charge)

บัตรเครดิต กรุงศรี Krungsri  Points
Earn 1 Krungsri Point from every 25 Baht per sales slip (Effective from 16 Jan 20 onwards)
Earn “Krungsri Point” (The fraction which is less than 25 Baht cannot be calculated into “Krungsri Point”) to redeem free gift (s) from our Krungsri Point Program (The company reserve the right to not grant point of any transaction of cash advance, utility payment, Bangchak gas station, mutual fund, AIA Insurance, fee, Unit link insurance premiums‎, interest and merchants registered in EEA countries (European Economic Area). Except spending from all websites registered in EEA which will continue receiving Krungsri Point.

Earn 1 Krungsri Point for every 25 Baht
Every 2 Krungsri Points can be converted to Royal Orchid Plus, FlyerBonus, AirAsia BIG Point and Asia Mile Program. 
Every 3 Krungsri Points can be converted to JAL Mileage Bank Program. 

Cardholders can combine their Krungsri Points from all primary cards under the same name and surname to redeem gift(s) or air miles except JAL Mileage Bank Program even faster.

Instant Rewards
Where 1,000 points = 100 Baht and can be redeemed instantly at point-of-sales of participating merchants.
Get exclusive discounts, benefits and/or privileges
From leading stores nationwide all year round.

We are committed to providing these outcomes to our customers
  • Clear and easy to read applications that explain all key terms and conditions including details of expenses which may be charged. 
  • Customer Service and Collection teams who are willing to render services and full information. 
  • All lending is based on customer's ability to pay. 
Interest Rate, Penalty, Fees and Other Charges
บัตรเครดิต กรุงศรี
บัตรเครดิต กรุงศรี


บัตรเครดิต กรุงศรี


ตัวอย่างการคำนวณค่าธรรมเนียมสินเชื่อจากการชำระเงินคืนขั้นต่ำ ชำระคืนเพียงบางส่วน หรือมิได้ชำระเลยตามวันที่กำหนดชำระตามใบแจ้งหนี้แบบผ่อนชำระ 
บัตรเครดิตกรุงศรี อัตราดอกเบี้ย AIA
  ผู้ถือบัตรรับทราบและตกลงว่าค่าใช้จ่ายใดๆ ที่เกิดจากการใช้จ่ายผ่านบัตร (รวมถึงการเบิกเงินสด) เป็นสกุลเงินตราต่างประเทศ จะถูกเรียกเก็บเป็นเงินบาทไทยตามอัตราแลกเปลี่ยนที่บริษัทถูกเรียกเก็บจากบริษัทบัตรเครดิตที่บริษัทเป็นสมาชิกอยู่ ณ วันที่มีการเรียกเก็บยอดค่าใช้จ่ายดังกล่าวกับบริษัท ทั้งนี้ หากสกุลเงินต่างประเทศดังกล่าวไม่ใช่เป็นสกุลเงินดอลล่าร์สหรัฐ ยอดค่าใช้จ่ายดังกล่าวอาจจะถูกแปลงเป็นสกุลเงินดอลล่าร์สหรัฐก่อนที่จะทำการแปลงเป็นสกุลเงินบาทเพื่อเรียกเก็บกับบริษัท 

กรณีบัตร Visa : 
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นอกจากนี้ ผู้ถือบัตรรับทราบและตกลงให้บริษัทคิดค่าความเสี่ยงจากการแปลงสกุลเงินดังกล่าวในอัตรา ไม่เกินร้อยละ 2.0 จากยอดค่าใช้จ่ายที่เกิดขึ้น (ไม่เกินร้อยละ 2.5 ของยอดค่าใช้จ่ายในสกุลเงินต่างประเทศ โดยมีผลตั้งแต่วันที่ 1 มีนาคม 2559 เป็นต้นไป) พื่อป้องกันความเสี่ยงที่เกิดจากการแปลงสกุลเงินดังกล่าวข้างต้น

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