Krungsri Exclusive Signature

UP Benefit
No annual fee.​
The Company reserves the right to charge Annual Fee for Cardholders who is inactive for over 12 months.
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Feature Highlights
Privilege
Criteria for applicants
Fee

Krungsri Exclusive Signature Credit Card

บัตรเครดิต กรุงศรี

Up Power : Enrich your passion with additional benefits exclusively for you.

Complimentary Thai Airways round-trip ticket (Economy Class) anywhere you choose when reaching spending target during 1 Jan 2020 – 31 Dec 2020.

 
Accumulate Spending Thai Airways Economy Class
THB 1.0 – 1.99 million Domestic Routes
THB 2.0 – 2.99 million Asia Routes
THB Over 3 million Europe Routes
 
Conditions
  • This privilege is only available to members who are a primary credit card holder of the Krungsri Exclusive Signature Credit Card. Such members are eligible for one Thai Airways Economy Class (Booking class V,W with Thai Airways routes) round trip ticket per calendar year.
  • This privilege is only available to members who are a primary credit card holder of the Krungsri Exclusive Signature Credit Card with accumulate spending in line with the required amount within the campaign period.
  • The total Spending can be checked at the UChoose application or call center 02 296 5566
  • Such accumulate spending is not included of the amount of purchase of fund units, all types of premiums, accrued spending for oil categories, spending incurred at hypermarkets, interest, fee, cancelled transaction, cash advance, installment plan and direct debit (monthly/yearly); only accrued points from 1 Jan 2020 to 31 Dec 2020 are valid.
  • Members may redeem the ticket from 1 Jan 2020 to 31 Jan 2021 via the Company’s Call Center 02 296 5566
  • This privilege cannot be transferred to other persons or exchanged for cash.
  • Conditions for the ticket are subject to the terms and conditions of Thai Airways.
  • The Company reserves the right to change any terms and conditions without prior notice. In case of any dispute, the decision of the Company shall be deemed final.
Note : Due to the COVID-19 situation at the card center Offer options for conditional spending Click

Redeem Points and Enjoy 20%* cashback at Blu’Port, Central, Emporium, Emquartier, Siam Paragon, Robinson and The Mall
Conditions for Point Redemption

  • This privilege is only available to members who are a primary credit card holder of the Krungsri Exclusive Signature Credit Card.
  • Minimum 1,000 Point per redemption.
  • Limit Krungsri point redemption at 50,000 points at Blu’port, Central , Emporium, Emquartier, Siam Paragon, Robinson All Branches and The Mall All branches.
  • Krungsri point will be deducted automatically when redeem point transactions is conducted at Blu’port, Central , Emporium, EmQuartier, Siam Paragon, Robinson All Branches and The Mall All branches.
  • Point could not be transferred or exchange to cash and could not be cancelled once it completed.
 

Conditions for Cashback

  • This privilege is only available to members who are a primary credit card holder of the Krungsri Exclusive Signature Credit Card.
  • Member could receive cash back from 1 Jan 2020 to 31 Dec 2020 by redeem Krungsri Point equal to purchase amount per Sales Slip.
  • Limit cashback 20,000 baht per account per month.
  • Cashback will be calculated per Sales Slip and transfer to cardholder’s account on next day
  • Cashback could not be or exchange to cash.
  • This privilege could not join with other promotion which launch at same duration.
  • The Company reserves the right to cancel cash back or collect fees in accordance with the cash back value that a member receives in the case of any cancellation of the amount of purchase thereafter.
  • Exclude spending at B2S, Gourmet Market, Home Fresh Mart, HomeWorks, Power Buy, Power Mall, Supersports, Tops Supermarket, Liquor department, Phone Cards, All type of top up cards, Gift Voucher,  Rented shop at department store,  Installment Plan and Krungsri Smart Plan.
  • The Company reserves the right to change any terms and conditions without prior notice.  In case of any dispute, the decision of the Company shall be deemed final.

 

บัตรเครดิต กรุงศรี

UP Moment Life moment with special benefits making it a day to remember.

The privilege to access airport lounges worldwide*

Total Investment balances with Bank of Ayudhya

No. of Access per calendar year

Royal First Lounge

Royal Silk Lounge

Dragon Pass

5 – 29.9 million baht

-

2

2

30 million baht and up

2

2

4


Conditions

  • The privilege is valid from 1 Jan 2020 – 31 Dec 2020, and eligible for Krungsri Exclusive Signature credit cardholder (primary card only)
  • The privilege to access Thai Airways International Royal First Lounge at Suvarnabhumi Airport 2 times per calendar year, Royal Silk Lounge at Suvarnabhumi Airport or Royal Silk at domestic airports 2 times per calendar year, and worldwide airport lounges via Dragon Pass Card 2 times per calendar year are for customer who maintains total investment balance over 30 million baht. After the customer complete the conditions, the customer will be eligible for airport service within 60 days.
  • The privilege to access Thai Airways International Royal Silk Lounge at Suvarnabhumi Airport or Royal Silk at domestic airports 2 times per calendar year, and airport lounges via Dragon Pass 2 times per calendar year are for customer who maintains total investment balance over 5 million baht. After the customer complete the conditions, the customer will be eligible for airport service within 60 days.
  • The total balance will be calculated from products, which are deposit products, investment in mutual funds of Krungsri Asset Management Co., Ltd., investment in debentures of the Bank and its subsidiaries via the Bank, bancassurance products presented by the Bank. Customers can check their balance at Krungsri Exclusive Call Center at 0 2296 5566 press 2.
  • The privilege to access Royal First Lounge and Royal Silk Lounge can be used when flying with Thai Airways or Thai Smile.
  • To enjoy the Thai Airways Lounge privilege, customer must have the same name and last name on Credit card, Lounge voucher (for Royal First Lounge), and on boarding pass to be able to access the lounge once a trip.
  • The privilege to access Royal First lounge and Royal Silk lounge is reserved for Krungsri Exclusive Signature cardholder only (1 right / person / time) The right cannot be tranferred in every condition.
    • Service time for Royal First Lounge : 05.00 - 01.00
    • Service time for Royal Silk Lounge : 05.00 - 01.00
    • The duration of access to Thai Airways Lounge is not more than 2.30 hours.
  • The privilege to access worldwide airport lounges via Dragon Pass via UCHOOSE Application, customers need to present UCHOOSE application to show at the time of lounge access. After the customer complete the conditions, the customer will be eligible for airport service within 60 days.
  • The privilege cannot be transferred or changed.
  • The customers will be responsible for any incidental charges which may occur from the Lounge usage over limit period or not abide by company’s rules and regulations. The company will charge the incidental charges in your Krungsri Exclusive Signature credit card and will be shown in monthly statement.
  • The company reserves its right to change the terms and conditions without notice in advance. In case of any dispute, the company’s ruling is deem final.

 

บัตรเครดิต กรุงศรี

The privilege to get up to 50%* discount at Embassy Diplomat Screens and VIP Screens, Normal Screens at participating branches of Major Cineplex.

This privilege can be used 1 right (2 seats) /primary account / month and limited to 150 rights (300 seats / month) for screen at Embassy Diplomat Screens and participated cinema in the Major Cineplex Group VIP screens limited to 150 rights (300 seats / month) or normal screens limited 400 rights (800 seats / month).

Conditions :

  • You will be entitled these privileges when you pay for movie tickets via Krungsri Exclusive Signature Credit Card.
  • The privilege can be applied only at ticket counter.
  • If 150 rights (300 seats) has been fully redeemed customers can enjoy 20% discount for Embassy Diplomat Screens.
  • Participating VIP Screens at Paragon Cineplex, Icon Cineconic, Westgate Cineplex, Eastville Cineplex, Mega Cineplex, Hatyai Cineplex,  BluPort Cineplex, Korat Cineplex, Major Cineplex Central Chiangmai  ( Only Quartier Cineart can be used from April 2020)
  • The privilege at Embassy Diplomat Screens can be used From 1 Oct 2020 – 30 Sep 2021
  • The privilege at Major Cineplex can be used from 1 Jan 2020 - 31 Dec 2020
  • The company reserves its right to change the terms and conditions without any notice in advance in case of any dispute, the company’s ruling is deemed final.

 

บัตรเครดิต กรุงศรี

The privilege to Upgrade your air ticket when flying Thai Airways or Cathay Pacific worldwide.

Terms and conditions for upgrade air ticket.

  • This privilege is eligible for KRUNGSRI EXCLUSIVE Signature credit cardholders (primary card only) and limited for one round-trip air ticket per calendar year.
  • This privilege is for KRUNGSRI EXCLUSIVE Signature credit card holders (primary card only) and limited for one round-trip air ticket per calendar year.
  • This privilege is for KRUNGSRI EXCLUSIVE customers (primary account only) who’ve maintained a total balance of more than 10 million Baht, counted from the average six-month balance of deposit products of Bank of Ayudhya PCL, investments in mutual funds from Krungsri Asset Management Company Limited, Bank of Ayudhya PCL debentures and its subsidiaries and bancassurance products purchased via the Bank at the issue date. Customers can check their balance by calling the KRUNGSRI EXCLUSIVE Call Center Tel. 0 2296 5566 press 2 and then press 2 KRUNGSRI EXCLUSIVE Banking and Privileges.
  • Customers who pay up to 500,000 Baht or above for a single insurance policy, or who pay up to 5 million Baht or above for unit linked or single premiums policy are not eligible for flight upgrade privileges.
 

Total deposit / Investment (6 month average, counted when receiving KRUNGSRI EXCLUSIVE status)

Thai Airways destinations
(Able to upgrade from Economy to Royal Silk Class or Royal Silk Class to Royal First Class)

Cathay Pacific destinations
(Able to upgrade from Economy Class to Business Class only)

10 – 149.9 million baht

One Level Up Asia Destinations
Limited to 3,300 miles/ flight, or equivalent distance from Bangkok to Japan.

Asia Destinations
*Upgrade from Economy to Business class only. Limited to 3,180 miles/flight, or equivalent distance from Bangkok to Japan.

150 million baht and up

One Level Up Worldwide Destinations Limited to 8,300 miles/ flight, or equivalent distance from Bangkok to Europe.

Worldwide Destinations *Upgrade from Economy to Business class only. Limited to 9,090 miles/ flight, or equivalent distance from Bangkok to New York.

  • This privilege cannot be transferred or changed.
  • This privilege will be countable for the difference of expense from flight upgrade only except for air ticket fee, airport tax, insurance, fuel charge and others.
  • Terms and conditions of passenger tickets are manipulated by Thai Airways International/Cathay Pacific Airways.
  • This privilege cannot be used in conjunction with other promotions.
  • The right to upgrade air ticket is from 1 Jan 2020 to 31 Dec 2020. Customers must make the reservation and their departure must be done within 31 Dec 2020.
  • Reserve its right to change terms and conditions without prior notice.
 

Thai Airways International flight upgrade
This privilege allows you to upgrade your air ticket by one level up. When you fly in Economy Class, your ticket can be upgraded to Royal Silk Class. When you fly in Royal Silk Class, your ticket can be upgraded to Royal First Class.

  • For an upgrade from Economy Class to Royal Silk Class, customers must purchase an M class air ticket to upgrade to J class. For an upgrade from Royal Silk Class to Royal First Class, customers must purchase a J class air ticket to upgrade to P class.
  • Customers must reserve their air ticket from Majestic Travel International. Please call 0 2652 2000 or 0 2652 2662 (Monday – Friday: 9.00 – 17.30 hrs./Saturday - Sunday: 9.00 – 16.30 hrs.) Customers must reserve the air ticket at least 7 days before their departure.
 

Cathay Pacific Airways Flight upgrades

  • This privilege allows you to upgrade your air ticket with Cathay Pacific Airways. When you fly in Economy Class, your ticket can be upgraded to Business Class only.
  • For an upgrade from Economy Class to Business Class, customers must purchase an M class air ticket to upgrade to I class.
  • Customers must reserve their air ticket from Cathay Pacific Airways directly. Please call 0 2787 3366 (Monday – Friday: 8.00 – 17.30 hrs). Customers must reserve their air ticket at least 7 days before their departure.

                                                                                                                      

บัตรเครดิต กรุงศรี

UP with Signature With ranging exclusive lifestyle upgrades in various categories curated to match your aspirations.

Reserved parking* at Central Chidlom, Emquartier, Novotel Hotel Suvarnabhumi Airport, the Promenade

Access to fitness services* at Mandarin Oriental Hotel (Bann Rim Naam), Renaissance Bangkok Ratchaprasong Hotel, Centara Grand at Central World, Centara Grand at Central Plaza Ladprao, Virgin Active Fitness 5 participating branches (Empire Tower, Central Eastville, Siam Discovery, Central Westgate, Emquartier), Fitness First at The Mall Korat and Central Khon Kaen, Centara Hotel & convention Center Udon Thani, Centara Grand Mirage Beach Resort Pattaya, Shangri-La Hotel Chiang Mai, Centara Hotel Hat Yai, Royal Phuket City Hotel, Alpha Health Club.

Due to COVID-19 situation, Mandarin Oriental Hotel (Bann Rim Naam)’s fitness services are suspended from 3 Jul 2020 until 31 Jan 2021.

Krungsri Exclusive Customers can enjoy new fitness privileges at Health Club of Millennium Hilton Bangkok Hotel between 06.00-21.00 hrs. from 1 Aug 2020 until 31 Jan 2021.



Access to Bangkok Golf Centre

Conditions

  • The privilege is valid from 1 Jan 2020 - 31 Dec 2020.
  • The company reserves its right to change the terms and conditions without any notice in advance. In case of any dispute, the company's ruling is deemed final.
  • *Daily privilege redemption is limited for all fitness centers. This privilege is nontransferable. Advance reservation are not allowed. Please contact providers before visiting.
  • *Available for Krungsri Exclusive Signature Credit Card (primary card) only.
  • * Parking at Novotel Bangkok Suvarnabhumi Airport : customers must reserve a parking space in advance by contacting call center at 0 2296 5566 at least 3 business days prior to your intended parking date and receive a confirmation via e-mail. Customer can park for free of change maximum at 48 hours/ car/ time. For exceeding hour are subject to the conditions of the Hotel’s Parking Rules and shall be borne by the customers.

 

3%* cash back for Krungsri Exclusive Signature Credit Card

Spending every THB 800/Sales Slip at participating Bangchak gas stations. (Cash back will be calculated from spending maximum at THB 4,800/primary account/Cycle Cut and accumulated spending from both of primary card and supplementary card) and normal points are not added.
This privilege is valid from 1 Jan 2020 – 31 Dec 2020

 

บัตรเครดิต กรุงศรี

Receive upto 30%* discount at your favourite restaurants.

Grand Hyatt Erawan Bangkok (2 Jan 2020 - 30 Dec 2020)
The Dining Room
30%* discount on Dinner Buffet (Mon-Tue) *Limited 6 persons/card/day/table/sale slips
20%* discount on Buffet *Limited 4 persons/card/day/table/sale slips.
Get special birthday cake 1 pound for 2 diners or more and 2 pound for 5 diners or more
(Please make reservation on table and birthday cake at least 1 day ain advance to be enjoy
this birthday privilege)

You & Mee
15%* discount on Lunch and Dinner Buffet

The Okura Prestige Bangkok (6 Jan 2020 – 20 Dec 2020)
20%* discount on food only at Up & Above Restaurant (except sunday Brunch)
15%* discount on food at Yamazato
10%* discount on food at La Pâtisserie
*Limited 8 persons/table/day/sales slip (can not use on 25 Jan 2020, 14 Feb 2020,
3 Jun 2020, 28 Jul 2020, 12 Aug 2020 and 5 Dec 2020)

JW Marriott Hotel Bangkok
15%* discount on Food & Beverages JW Café, Man Ho Chinese Restaurant, New York
Steakhouse, TSU Japanese Restaurant, and Nami Teppanyaki Steakhouse

Eathai 5%* discount (Only at Krua 4 Pak and Street Food, Little China Town, Baan Kanom Thai and Wan Yen.)

https://www.krungsricard.com/KrungsriCreditCard/media/icons/act_car-signature.png

Signature Assistance 24- Hour Personal Assistance, Roadside Assistance, Home Assistance

Scope of Service

  • Golf Course Referral and Reservation
  • Assistance/Hotel Referral and Reservation
  • Assistance/Special Events and Performance
  • Assistance/Flower and Gift Delivery
  • Assistance/Dinning Referral and Reservation
  • Assistance/ Car Rental and Limousine Referral and
  • Reservation Assistance/ Country and Major City
  • Information/ Airline Ticketing Referral and
  • Reservation Assistance

Roadside Assistance
Roadside assistance and towing service provides 24 hours every day by skilled mechanics. Service included
  • Emergency Towing Assistance
  • Minor On-Site Vehicle Repair Assistance/Gasoline
  • Refill Assistance/Emergency Locksmith
  • Assistance/Arrangement for Rental Transport/
  • Arrangement of Hotel Accommodation Assistance

 
Home Assistance
Home assistance service provides 24 hours every day for any emergency situations that may accidentally occur.
Locksmith Assistance/ Plumbing Assistance/ Electrical Assistance/
Air-Conditioner Engineer Assistance/ Roof and Ceiling Repair Assistance
 
Conditions:

  • The service are reserved for Krungsri Exclusive Signature Credit Cardholders whose memberships remain valid.
  • Signature Roadside Assistance & Towing service does not cover island, except Phuket.
  • Signature Roadside Assistance & Towing service does not included road accidents.
  • The company reserves the right to be responsible for towing expenses at THB 1,500 per time, or equivalent to the first 20 kilometers and limit 1 time per calendar year.

 

บัตรเครดิต กรุงศรี

An insurance policy with 20 million baht in coverage for both inbound and outbound travel 

Feel safe from the first step away from home when you and your family travel anywhere with insurance from the New Hampshire Insurance Company, one of the world's leading insurance companies. With maximum coverage of 20 million baht, the policy covers death or disability without any charges when you pay the full amount of traveling costs via Krungsri Exclusive Signature Credit Card.

• Insurance for a flight delay of more than 6 hours
A cardholder who pays for an air ticket via Krungsri Exclusive Signature Credit Card will be compensated for a flight delay to a maximum amount of 20,000 baht, and will be covered while traveling both inbound and outbound.

• Insurance for luggage delay of more than 8 hours
A cardholder who pays for an air ticket via Krungsri Exclusive Signature Credit Card will be compensated for a luggage delay to a maximum amount of 20,000 baht for purchases of clothing and other necessary belongings. 
Conditions

  • Please see Terms & Conditions of the coverage agreement, indemnity and other conditions from the insurance policy.
  • The cardholder can obtain additional information or call to make a claim by contacting Krungsri Exclusive Call Center at 0 2296 5566.
  •  The cardholder will be covered for both domestic and international trips.
  •  In case of a flight delay for 6 consecutive hours and upward, the cardholder will be compensated at a rate of 10% of the insurance premium for every 6 hours.
  • In case of a luggage delay of longer than 8 hours, the cardholder will be compensated at the maximum rate of 20% of the insurance premium, with additional compensation at the maximum rate of 30% for a delay of longer than 16 hours, and an additional 50% for longer than 24 hours.
  •  The cardholder must submit a letter issued by the airline or executive of the transport company to confirm the delay including the expense receipt, as per his or her right, to the company for evidence.
  • Indemnity and other conditions are as stipulated in the insurance covered by the New Hampshire Insurance Company. Telephone number 0 2649 1999, Monday-Friday, 8:30-17:00.

 

บัตรเครดิต กรุงศรี

Lost & Stolen card coverage policy

Feel safer with the Zero Liability policy, a plan that will prevent any use of your card number in case the card is lost or stolen. the cardholder will not have to be responsible for any expenses arising, with retroactive coverage of as long as 48 hours prior notification of card cancellation.
Conditions

  • The company is limited to liable at the maximum amount of THB 50,000 per account. The cardholder must be responsible for all of the excess amount.
  • The company will transfer the liability money within 45 days.

 

บัตรเครดิต กรุงศรี

Redeemed Points

Instantly redeemed points via UChoose Application
Redeem point to be credited to cardholder’s card account start at 1,000 points
Redeem point for merchandises and vouchers more than 500 items
Redeem point for E-Coupon at participating merchants
Redeem point for donation
Redeem point to mile at mileage programme partner. 


 
Krungsri Smart Plan
The extended payment Plan through your Krungsri Credit Card which offer interest rate 0% or 0.89%/month (for customer absorb) and maximum tenor up to 10 months. The feature allows you to maximize your financial flexibility and better manage your money. With Krungsri Smart Plan, you can reward yourself and your loved ones with whatever you desire. Select from a wide variety of products and services, including electronic appliances, furniture, mobile phones, local and the recurring payment, overseas tour packages, etc.
Krungsri Smart Bill 
The recurring payment feature lets you pay all your monthly bills (e.g. utilities, mobile phone, cable Television, etc.) through your Krungsri Credit Card without any hassle and effort.
Maximum interest free credit up to 50 days.
(except cash advance service.)
Cash advance feature up to 100% of your credit line.
Maximum cash advance of 100% available credit limit on withdrawal date. The company reserves the right to change the cash advance limit without prior notice, depending on the payment history of the individual cardholder.
Minimum payment at 10% of outstanding
or 500 Baht (whichever is higher).
Maximum of 4 Supplementary Cards (Free of Charge)

• Krungsri Bonus Point
 
บัตรเครดิต กรุงศรี Krungsri  Points
Earn 1 Krungsri Point from every 25 Baht per sales slip (Effective from 16 Jan 20 onwards)
Earn “Krungsri Point” (The fraction which is less than 25 Baht cannot be calculated into “Krungsri Point”) to redeem free gift (s) from our Krungsri Point Program (The company reserve the right to not grant point of any transaction of cash advance, utility payment, Bangchak gas station, mutual fund, AIA Insurance, fee, Unit link insurance premiums‎, interest and merchants registered in EEA countries (European Economic Area). Except spending from all websites registered in EEA which will continue receiving Krungsri Point.
Earn 1 Krungsri Point for every 25 Baht
Every 2 Krungsri Points can be converted to Royal Orchid Plus, FlyerBonus, AirAsia BIG Point and Asia Mile Program. Every 3 Krungsri Points can be converted to JAL Mileage Bank Program. 
Cardholders can combine their Krungsri Points from all primary cards under the same name and surname to redeem gift(s) or air miles even faster except JAL Mileage Bank Program.
Instant Rewards
Where 1,000 points = 100 Baht and can be redeemed instantly at point-of-sales of participating merchants.
 
• Special Discount
 
Get exclusive discounts, benefits and/or privileges From leading stores nationwide all year round.

We are committed to providing these outcomes to our customers

• Clear and easy to read applications that explain all key terms and conditions including details of expenses which may be charged.
• Customer Service and Collection teams who are willing to render services and full information.  
• All lending is based on customer's ability to pay.

Application Critiria

Foreigner Applicant's Qualifications
• Be a member of Exclusive Banking by Bank of Ayudhya. (Deposit or Investment through Bank of Ayudhya over 5,000,000 THB for over 6 months.)
• Age 20 - 65 years old.
• Home or office telephone number must be provided.
• Foreigner residing in Thailand.

 

For Employee
• Job longevity more than 1 year of tenure with the current employer.
• 70,000 Baht minimum monthly income.
.
Requisite Documents
• A copy of Passport.
• A copy of work permit
• An original copy of salary slip or original employment letter.
• A copy of 6 months bank statement showing salary payment

 

For Business Owner and Self-Employed
• Year in business more than 1 year.
• Bank statement showing at least THB 1,080,000 monthly turnover during the previous 6 months.

Requisite Documents
• A copy of Passport.
• A copy of work permit
• A copy of business registration / trade registration, showing the applicant’s name.
• A copy of bank statement for the previous 6 months.

 

For Secured Credit Card Customers
Enjoy the credit card that does not require a minimum income declaration from you. Simply open Krungsri Saving account to be pledged for secured credit card. Variety of Krungsri’s credit card privileges and benefits line up for you.

Qualifications:
• For foreigner, residence and mailing address in Thailand are required

Required Documents
• A copy of Passport.

 


 

Supplementary Card Applicant
• Age must be over 15 years old

Requisite Documents
• A copy of supplementary Card Applicant passport with signature.
• A copy primary Card passport with signature.

Interest Rate, Penalty, Fees and Other Charges
บัตรเครดิต กรุงศรี
 
บัตรเครดิต กรุงศรี

 

บัตรเครดิต กรุงศรี

 

 
ตัวอย่างการคำนวณค่าธรรมเนียมสินเชื่อจากการชำระเงินคืนขั้นต่ำ ชำระคืนเพียงบางส่วน หรือมิได้ชำระเลยตามวันที่กำหนดชำระตามใบแจ้งหนี้แบบผ่อนชำระ 
 
บัตรเครดิต กรุงศรี
 
ค่าใช้จ่ายในสกุลเงินต่างประเทศ     
     ผู้ถือบัตรรับทราบและตกลงว่าค่าใช้จ่ายใดๆ ที่เกิดจากการใช้จ่ายผ่านบัตร (รวมถึงการเบิกเงินสด) เป็นสกุลเงินตราต่างประเทศ จะถูกเรียกเก็บเป็นเงินบาทไทยตามอัตราแลกเปลี่ยนที่บริษัทถูกเรียกเก็บจากบริษัทบัตรเครดิตที่บริษัทเป็นสมาชิกอยู่ ณ วันที่มีการเรียกเก็บยอดค่าใช้จ่ายดังกล่าวกับบริษัท ทั้งนี้ หากสกุลเงินต่างประเทศดังกล่าวไม่ใช่เป็นสกุลเงินดอลล่าร์สหรัฐ ยอดค่าใช้จ่ายดังกล่าวอาจจะถูกแปลงเป็นสกุลเงินดอลล่าร์สหรัฐก่อนที่จะทำการแปลงเป็นสกุลเงินบาทเพื่อเรียกเก็บกับบริษัท 

ผู้ถือบัตรสามารถตรวจสอบอัตราแลกเปลี่ยนเพื่อใช้ในการอ้างอิงเบื้องต้นได้จาก: 
กรณีบัตร Visa : 
http://corporate.visa.com/pd/consumer_services/consumer_ex_rates.jsp 
กรณีบัตร MasterCard : 
http://www.mastercard.com/us/personal/en/cardholderservices/currencyconversion/index.html

นอกจากนี้ ผู้ถือบัตรรับทราบและตกลงให้บริษัทคิดค่าความเสี่ยงจากการแปลงสกุลเงินดังกล่าวในอัตรา ไม่เกินร้อยละ 2.5 ของยอดค่าใช้จ่ายในสกุลเงินต่างประเทศ เพื่อป้องกันความเสี่ยงที่เกิดจากการแปลงสกุลเงินดังกล่าวข้างต้น 
 

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