Krungsri Visa/MasterCard

More tie-in features, privileges and benefits to better serve your everyday lifestyle.
No Annual Fee.
The Company reserves the right to charge Annual Fee for Cardholders who is inactive for over 12 months.
Feature Highlights

Krungsri Visa/MasterCard Credit Card

Get 1% for Spending every THB 800/Sales Slip at participating Bangchak gas stations. (Cash back will be calculated from spending maximum at THB 4,800/primary account/month and accumulated spending from both of primary card and supplementary card)

1 Apr 2021 – 31 Mar 2022

*Term and Conditions
  • Cash back for spending via Krungsri Credit Card only at participating Bangchak stations only
  • Limit of spending maximum of 4,800 baht per Primary account per month
  • The cash back credit will be calculated from both primary and supplementary cards.
  • The cash back received cannot be redeemed or transfer or exchange for cash.
  • The normal points are not added.
  • This campaign cannot be used in conjunction with others promotion.
  • The company will credit the cash back in the billing cycle during which the transaction is made.
  • The cash back will be shown in cardholder’s monthly statement.
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Redeemed Points

Instantly redeemed points via UChoose Application
Redeem point to be credited to cardholder’s card account start at 1,000 points
Redeem point for merchandises and vouchers more than 500 items
Redeem point for E-Coupon at participating merchants
Redeem point for donation
Redeem point to mile at mileage programme partner.


1 Jan 2021  – 31 Dec 2021


Purchase Apple products by instalment payments at 0% interest for a maximum period of 10 months

Cardholder can pay for Apple products by instalment payments at stores joining our promotion at an interest rate of 0% for as long as 10 months.

1 Jan 2021 – 31 Dec 2021

  • Ask for more details and conditions at sales points in stores, to discover participating branches and products covered by the promotion.
  • Cardholder should keep documents and sales slips as evidence in case any follow-up inquiries are needed.
  • The Company is not involved in providing either products or services. If you have any questions, please contact the service providers directly.
  • The Company reserves the right to change terms and conditions without prior notice.
  • The conditions are as specified by the Company. In case of dispute, the Company’s judgement is deemed final.
  • The lending service is provided by Krungsriayudhya Card Co., Ltd.


Purchase medical fee by installment payments with special interest rate for a maximum period of 10 months and get up to THB 30,000 for cash back

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Register before make a payment

Type HOS follow by 16 digits of your credit card and then send to 061-404-5555 (service fee subject to service provider)

1 Jan 2021  – 31 Dec 2021

  • For more details, please contact the participated hospitals
  • The conditions are as specified by the Company


Card Loss Policy, Zero Liability covering 24 hours retrospectively prior to notification
Feel safer with the Zero Liability, a policy preventing any use of your card number in case of card loss or theft. The cardholder faces no responsibility for any expense that may arise from such actions. The policy covers the period starting 24 hours before card cancellation notification is received.

1 Jan 2021  – 31 Dec 2021

• The Company is responsible for a maximum of 50,000 baht in expenses per account. The cardholder is responsible for payment of all amounts in excess of 50,000 baht.
• The Company will transfer the money within 45 days from the date the cardholder notifies it of card cancellation.

• Benefits
Krungsri Smart Plan
The extended payment Plan through your Krungsri Credit Card which offer interest rate 0% or 0.89%/month (for customer absorb) and maximum tenor up to 10 months. The feature allows you to maximize your financial flexibility and better manage your money. With Krungsri Smart Plan, you can reward yourself and your loved ones with whatever you desire. Select from a wide variety of products and services, including electronic appliances, furniture, mobile phones, local and the recurring payment, overseas tour packages, etc.
Krungsri Smart Bill 
The recurring payment feature lets you pay all your monthly bills (e.g. utilities, mobile phone, cable Television, etc.) through your Krungsri Credit Card without any hassle and effort.
Maximum interest free credit up to 50 days.
(except cash advance service.)
Cash advance feature up to 100% of your credit line.
Maximum cash advance of 100% available credit limit on withdrawal date. The company reserves the right to change the cash advance limit without prior notice, depending on the payment history of the individual cardholder.
Minimum payment at 10% of outstanding
or 500 Baht (whichever is higher).

Maximum of 4 Supplementary Cards (Free of Charge)

• Krungsri Bonus Point
บัตรเครดิต กรุงศรี Krungsri  Points
Earn 1 Krungsri Point from every 25 Baht per sales slip (Effective from 16 Jan 20 onwards)
Earn “Krungsri Point” (The fraction which is less than 25 Baht cannot be calculated into “Krungsri Point”) to redeem free gift (s) from our Krungsri Point Program (The company reserve the right to not grant point of any transaction of cash advance, utility payment, Bangchak gas station, mutual fund, all insurance premiums, Unit link insurance premiums‎, interest and merchants registered in EEA countries (European Economic Area). Except spending from all websites registered in EEA which will continue receiving Krungsri Point.
Earn 1 Krungsri Point for every 25 Baht
Every 2 Krungsri Points can be converted to Royal Orchid Plus, FlyerBonus, AirAsia BIG Point and Asia Mile Program. Every 3 Krungsri Points can be converted to JAL Mileage Bank Program. 
Cardholders can combine their Krungsri Points from all primary cards under the same name and surname to redeem gift(s) or air miles even faster except JAL Mileage Bank Program.
Instant Rewards
Where 1,000 points = 100 Baht and can be redeemed instantly at point-of-sales of participating merchants.
We are committed to providing these outcomes to our customers

Clear and easy to read applications that explain all key terms and conditions including details of expenses which may be charged. 
Customer Service and Collection teams who are willing to render services and full information. 
All lending is based on customer's ability to pay. 
Interest Rate, Penalty, Fees and Other Charges
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Example of installment plan interest and credit usage charge calculation applicable to customers who remit less than full amount of the outstanding balance or customers who are pass payment due date
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Foreign Currency
  The Cardholder agrees and accepts that any transaction made under the Card (including, but not limited to, a cash withdrawal) in any foreign currency shall be charged to the Cardholder in Thai Baht at the exchange rate being charged to the Company by the relevant credit card company as of the date on which such amount is charged to the Company. If the transaction amount is not in the US Dollar currency, such amount shall be converted into the US Dollar before converting into Thai Baht. 
The Cardholder can check for the exchange rate for preliminarily reference from: 
For Visa : 
For MasterCard : 
In addition, the Cardholder agrees and accepts that the hedging premium at the rate not exceed 2.5% of the spending amount ( the rate up to 2.5% of spending amount will be effective from 1st March 2016 onward) shall be charged by the Company to protect for the risk incurred from such currency conversion.

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