HomePro Visa Platinum Credit Card

Fill your home, fullfill your lifestyle
Free-For-Life Annual Fee Waiver.
The Company reserves the right to charge Annual Fee for Cardholders who is inactive for over 12 months.
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Feature Highlights
Privilege
Criteria for applicants
Fee

HomePro Visa Platinum Credit Card

Feature Highilghts
 
ico_homepro_discount.gif Get 3% on top discount 

For all item, all product category at HomePro, including AV products at The Power, when spend on HomePro Visa Credit Card at HomePro

Conditions: 
• Exclude Clearance Sale and some items

 
homepro_bedding_discount.png Get up to 10% discount
when purchase the participated items at bedding section at HomePro and HomePro Plus (all branches). 5% off when purchase 1-99,999 Baht and 10% off when purchase 100,000 Baht up.
 
 

1%* Gasoline Cash Back
Get 1%* cash back from every 800 baht per sales slip when spending at participating Bangchak service stations nationwide when paying for fuel via the Homepro VISA Platinum Credit Card.

Conditions : 
• Bangchak gas stations for HomePro Visa Platinum  Cardholders.
Cash back for spending via HomePro Visa Platinum Credit Card only at Bangchak stations that join the promotions.
• Limit of maximum cash back amount of 4,800 baht  per 1 card number per 1 billing cycle. The cash back credit is combined on both primary and supplementary cards.
• The cash back received cannot be redeemed for cash.
• This campaign cannot be used in conjunction with others promotion.
• The company will credit the cash back in the billing cycle during which the transaction is made. The item will be shown in cardholder’s monthly statement.
• If the holder claims this privilege, regular reward points are not added.
The company reserves the right to change the terms and/or conditions with notice of at least 30 days prior to the changes taking effect.


1 Apr 61 - 31 Mar 62

Maximum 6 Million Baht Travel Accidental Insurance
Rest assured the second you step out of your door to travel abroad. Our complimentary Accidental Travel Insurance Program provides a maximum sum of 6 million Baht* in case of death or disablement for you and your family. This automatically takes effect when your travel cost is charged to your Krungsri Visa/MasterCard Credit Card. 
Note: Please carefully read the insurance agreement on compensation and other conditions stated in the Insurance Policy. Enquiries or claims may be made at New Hampshire Insurance Company tel. 0 2649 1999 from Monday – Friday, 0830 – 1700 hrs. 

* Maximum sum of 5 million Baht is for the Card begins with 455296, 540430, 494351,  434940, 543673, 499959, 541690, 455293, 540474, 455287,455296

Delayed Flight over 6 hours Insurance
Insurance coverage on flight delay for more than 6 hours when the cardholder purchases an airfare/ air ticket with Krungsri Visa/MasterCard Credit Card. This insurance covers in case of the departure of conveyance according to the travel planned schedule of the Insured is delayed for at least 6 consecutive hours from the specified time due to unsuitable climate, imperfect equipment or strike or other operation by employee of public conveyance causing travel is not possible, the Company will compensate according to the sum insured as stipulated in the Schedules for delay of such public conveyance at every full 6 consecutive hours up to 5,000 baht.

Delayed Baggage over 8 hours Insurance
Insurance coverage ondelay of luggage for more than 8 hours when the cardholder purchases an airfare/ air ticket with Krungsri Visa/MasterCard Credit Card. This insurance covers in case of baggage delay during the trip or misdirected or temporarily lost after the Insured’s arrival at the baggage pick-up point of scheduled destination overseas and Thailand. The Company shall compensate the Insured for the emergency purchase of essential clothing or toiletries up to 5,000 baht or 1,000 baht on every 8 hours.

Lost or Damaged of Personal Baggage
Insurance coverage on lost or damaged of personal baggage when the cardholder purchases an airfare / air ticket with Krungsri Visa/MasterCard Credit Card. This insurance covers damage or loss of personal effects of the Insured that are carried with him/her and sustained loss or damage during the trip up to 10,000 baht.

Conditions :
 Applicable to traveling or package tour payment made by Krungsri Visa/MasterCard Credit Card. 
• Delayed flight: Insurance cover 10% of face amount on every 6 hours delays 
• Delays baggage: Insurance cover 20% of face amount on delayed over 8 hours, 30% of face amount on delayed over 16 hours and 50% of face amount on delayed over 24 hours 
• The Cardholder must submit a confirmation letter of such flight delay issued by the airline or writing from the hotel management or the common carrier management together with the receipts of eligible expenses to the company as for record. 
• Please carefully read the insurance agreement on compensation and other conditions stated in the Insurance Policy. Enquiries or claims may be made at tel. 0 2649 1999 from Monday – Friday, 08.30 – 17.00 hrs.


1 Jan 61 - 31 Jan 62

Lost or Stolen Card Protection
Your purchase will be protected from unauthorized use of your card in case of loss or theft. The company will be responsible for all cost incurred after receiving cardholder’s report of lost/stolen card.

   

 

General Benefits
• Benefits
 
Krungsri Smart Plan
The extended payment Plan through your Krungsri Credit Card which offer interest rate 0% or 0.89%/month (for customer absorb) and maximum tenor up to 10 months. The feature allows you to maximize your financial flexibility and better manage your money. With Krungsri Smart Plan, you can reward yourself and your loved ones with whatever you desire. Select from a wide variety of products and services, including electronic appliances, furniture, mobile phones, local and the recurring payment, overseas tour packages, etc.
Krungsri Smart Bill 
The recurring payment feature lets you pay all your monthly bills (e.g. utilities, mobile phone, cable Television, etc.) through your Krungsri Credit Card without any hassle and effort.
Maximum interest free credit up to 50 days.
(except cash advance service.)
Cash advance feature up to 100% of your credit line.
Maximum cash advance of 100% available credit limit on withdrawal date. The company reserves the right to change the cash advance limit without prior notice, depending on the payment history of the individual cardholder.
Minimum payment at 10% of outstanding
or 500 Baht (whichever is higher).

Maximum of 4 Supplementary Cards (Free of Charge)


• Krungsri Bonus Point
 
Earn 1 Krungsri Bonus point for every 20 Baht per sales slip (The fraction which is less than 20 baht cannot be calculated into Bonus Points )
spent through your Krungsri Credit Card. Accumulated points  can be used to redeem free gift(s) from our Krungsri Bonus Catalogue or converted to mileage campaign from participating partners.
(The transactions of cash advance, utility payment, Bangchak gas station, mutual fund, AIA Insurance, fee and interest are excluded from the calculation.)
Earn 1 Krungsri Bonus point for every 20 Baht
Every 2 Krungsri Bonus points can be converted to air-miles with Royal Orchid Plus Frequent Flyer Program from Thai Airways International or Star Alliances and every 1,500 Krungsri Bonus points can be converted to Flyer Bonus with Bangkok Airways.
Cardholders can combine their Krungsri Bonus points from all primary cards 
under the same name and surname to redeem gift(s) or air miles even faster.
Krungsri Bonus Tan jai
Where 1,000 points = 100 Baht and can be redeemed instantly at point-of-sales of participating merchants including: AIS, Bangchak, Central Department Stores, The Mall/The Emporium/Siam Paragon Department Stores, Major Cineplex/EGV/Paragon Cineplex cinemas, Major Karaoke, Major Bowl, Blu-O, Robinson Department Stores, Pizza Hut and Tesco Lotus.
• Insurance Coverage & Protection
 
Krungsri creditsmile.gif
Receive Credit Shield insurance protection of up to a maximum of 600,000 Baht in case of death and permanent disability. 
*Applicable to the cardholders who applied for this service only.
 
 Special Discount
 
Get exclusive discounts, benefits and/or privileges
From leading stores nationwide all year round.

We are committed to providing these outcomes to our customers

• Clear and easy to read applications that explain all key terms and conditions including details of expenses which may be charged. 
• Payment Protection Insurance is optional and will not be a condition for approving your loan application. 
• Customer Service and Collection teams who are willing to render services and full information. 
• All lending is based on customer's ability to pay. 
Application Criteria

Foreigner Applicant's Qualifications

For Employee

• Foreigner residing in Thailand.
• Age 20 - 65 years old.
• Job longevity more than 1 year.
• 100,000 Baht minimum monthly income.

Requisite Documents 
Primary Card Applicant
• A copy of Passport.
• A copy of work permit that is valid for at least 6 months.
• A copy / original of the latest computerized payroll slip or salary letter certified 
by the employer.
• A copy of bank statement showing salary payment for the previous 6 months.

Supplementary Card Applicant (Age must be over 18 years old)
• A copy of Passport.
 

For Business Owner and Self-Employed
• Foreigner residing in Thailand.
• Age 20 - 65 years old.
• Job longevity or business longevity of more than 1 year.
• Bank statement showing at least 1,000,000 Baht monthly turnover during 
the previous 6 months.

Requisite Documents 
Primary Card Applicant 
• A copy of Passport.
• A copy of work permit that is valid for at least 6 months.
• A copy of business registration / trade registration, showing the applicant’s name.
• A copy of bank statement for the previous 6 months.

Supplementary Card Applicant (Age must be over 18 years old)
• A copy of Passport.
Fee & Charges

 

 

 
Example of installment plan interest and credit usage charge calculation applicable to customers who remit less than full amount of the outstanding balance or customers who are pass payment due date
 
บัตรเครดิตกรุงศรี อัตราดอกเบี้ย
 
Interest Rate, Penalty, Fees and Other Charges (Effective from 1 October 2010)
 
  Spending in Foreign Currency  
  The Cardholder agrees and accepts that any transaction made under the Card (including, but not limited to, a cash withdrawal) in any foreign currency shall be charged to the Cardholder in Thai Baht at the exchange rate being charged to the Company by the relevant credit card company as of the date on which such amount is charged to the Company. If the transaction amount is not in the US Dollar currency, such amount shall be converted into the US Dollar before converting into Thai Baht. 

The Cardholder can check for the exchange rate for preliminarily reference from: 
For Visa : 
http://corporate.Visa.com/pd/consumer_services/consumer_ex_rates.jsp
For MasterCard : 
http://www.mastercard.com/us/personal/en/cardholderservices/currencyconversion/index.html

In addition, the Cardholder agrees and accepts that the hedging premium at the rate not exceed 2.5% of the spending amount ( the rate up to 2.5% of spending amount will be effective from 1st March 2016 onward) shall be charged by the Company to protect for the risk incurred from such currency conversion.

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